Legal analysis: the top ten financing methods of SMEs are bank loan financing; Financing lease channels; Private financing channels; Financing lease channels; Golden shell loan channel; Pawn SME financing; Inventory financing channels; Financing channels of accounts receivable; Venture capital channel; Establish guarantee company channels.
Legal basis: Article 3 of the General Principles of Loans: The issuance and use of loans shall comply with the laws of the state; The administrative regulations and rules issued by the People's Bank of China shall follow the principles of efficiency, safety and liquidity.