1. Bank loan: car owners can choose to apply for a mortgage loan at the bank instead of a car loan. Banks usually require car owners to provide personal credit reports, ID cards, household registration books, work certificates, income certificates, bank running water and other materials. After the approval of the bank, it will provide loan funds for the owner and retain the right to use the vehicle.
2. Auto financing company loans: Car owners can also choose to apply for mortgage loans from auto financing companies instead of mortgage loans. Auto financing companies usually require car owners to provide personal credit reports, identity cards, vehicle purchase contracts and other materials. After approval, the auto financing company will provide loan funds for the car owners, while retaining the right to use the vehicle. Choosing Anmeitu to handle Shenzhen mortgage loan instead of car loan has the following advantages:
1. Convenient and fast: you can get financial support without mortgage loan or transfer of vehicle ownership. This provides car owners with greater flexibility and can obtain funds without affecting their daily travel and work.
2. Simplify procedures: Because there is no need for vehicles as collateral, the procedures for unsecured mortgage loans are relatively simplified. Car owners can get loan funds faster to meet urgent needs or personal consumption.
3. Protect privacy and rights: Since the vehicle is still in the hands of the owner, mortgage loans will not expose vehicle information or affect the daily travel of the owner like traditional mortgage loans. This is of great significance for protecting the privacy and rights of car owners.
4. Suitable for small and medium-sized enterprises and self-employed: For some small and medium-sized enterprises and self-employed, vehicles are their main means of transportation and mode of operation. The loan without car mortgage can not only meet the capital demand, but also ensure the normal operation of the enterprise. Need money badly? Find a safe way! You can get a loan if you have a car!
When choosing an institution, you must choose a formal lending institution and read the terms of the contract carefully to ensure that your rights and interests are protected. At the same time, before signing the contract, it is necessary to confirm the type and quantity of collateral, as well as key information such as loan amount, interest rate, repayment method and repayment period. Want to know more about car mortgage, it is recommended to consult Anmeitu car loan. Anmeitu is headquartered in Shanghai, backed by the strong financial strength of Anmeitu Group, and has direct stores in Shanghai, Chengdu, Xi 'an, Wuhan, Shenzhen, Chongqing, Beijing, Kunming, Guangzhou and Shihezi, Xinjiang. If you have a car, you can borrow it. Professional one-on-one service, reasonable and transparent fees, clearly marked. Relieved and reliable, the mortgaged vehicle is stored in an all-weather safe closed indoor garage. You can do it without a car, and you can manage it if you get the money. Generally, loans can be made on the same day. The maximum loan amount is 8- 10%.