The results of industrial and commercial information inquiry show that Rizhao Hailu Information Technology Co., Ltd. is mainly engaged in software and information technology services, and there is no microfinance business. At the same time, in the Measures for the Administration of Small Loan Companies issued by the People's Bank of China, small loan companies must be approved by relevant departments and obtain corresponding business licenses before they can engage in small loan business. So Rizhao Hailu Information Technology Co., Ltd. is not a small loan company.