Japan Credit Bureau (JCB) is one of the international credit card organizations. JCB is a credit card organization established in 196 1 by Mitsui Bank of Japan, Nobuyuki Bank of Japan, Mitsui Bank, Concord Bank and Daiwa Bank.
The number of JCB users at home and abroad is about 65.438+0.3 billion. In most cooperative banks, JCB issues in Japanese yen as the settlement currency, which means that the dual-currency credit cards issued by JCB in cooperation with a domestic bank are RMB and Japanese yen. If the cardholder goes to Japan for credit card consumption or settlement, it means spending directly from the Japanese yen account of the credit card. After returning home, he only needs to convert RMB into Japanese yen through the issuing bank for repayment, and there is no loss in exchange rate conversion.
Cooperative banks: JCB pays special attention to China, South Korea and other countries and regions. Due to the close relationship with Japan's economy and geography, the development prospect of credit card market is also very considerable. Nine domestic banks, including China Bank, Shanghai Bank, China Everbright Bank, China Minsheng Bank, China Merchants Bank, Shanghai Pudong Development Bank, Ping An Bank, China Construction Bank and Industrial and Commercial Bank, have issued JCB credit cards, with more than 5 million cardholders.
Service function:
In order to strengthen the global membership network, JCB will speed up the credit card issuance business in countries around the world and provide high-quality services for JCB to more consumers in other countries. After JCB established a strong special merchant network in Japan, as the first credit card brand outside the American system, it began to expand its special merchant business overseas in 198 1. Since then, JCB has devoted itself to expanding the network of special merchants and establishing a stable infrastructure covering all commercial fields.