After that, the company's debt collection department began to threaten repayment in the name of posting school posts, asking you to remind third-party contacts, sending group address books, suing the court, and collecting credit information, and would not really do it.
Then I will contact the third-party guarantor you left behind, and then I will post it to the school. It's hard to say if I send a group address book, because sending it is equal to bad debts.
If the court sues, the amount is too low to pay the legal fees, and the law is for college students. How much principal do you owe? Fraud crimes in various provinces ranged from 3000 to 10000, and finally became a matter of negotiation 1 late payment.
If you call the police, it is debt collection. If you pass the police, you will still negotiate the issue of overdue fees.
As for credit reporting, if the third-party investor of this online lending company is a bank, it means that you borrowed money from the bank through an intermediary, which is more than the credit reporting at the meeting. You can see it in the credit reporting from the time you started lending.
Staging will definitely lead to overdue fees. If you want to pay back, you should negotiate the overdue fee.
Personally, I suggest not to touch usury. If it's a loan, pay it back. Personal information should not be leaked.