What's the difference between banks in China?

(1) Banking financial institutions include three policy banks (China Development Bank, The Export-Import Bank of China and China Agricultural Development Bank), five large commercial banks (China, Agriculture, Industry, Construction and Communications) and 12 joint-stock commercial banks (CITIC, Huaxia, China Merchants, Shenzhen Development Bank, China Everbright Bank, Minsheng Bank, Shanghai Pudong Development Bank, Bohai Bank, etc. There are 265 rural credit cooperatives, Postal Savings Bank 1 household, 4 financial asset management companies, 40 foreign-funded corporate financial institutions, 66 trust companies, enterprise group finance companies 127 and financial leasing companies 18. There are 4 money brokerage companies, 4 auto finance companies 14, 4 consumer finance companies, 635 rural banks, loan companies 10, and 46 rural mutual funds cooperatives. There are 3,800 corporate banking institutions nationwide with 3198,000 employees.

(2) China financiers will describe in detail the differences between several big banks:

The four state-owned banks are China Bank, China Construction Bank, China Industrial and Commercial Bank and China Agricultural Bank. There are many similarities in the overall functions of these four banks. Such as personal financial services, corporate financial services, electronic banking and so on. Although there are many similarities, there are also many differences. Their respective responsibilities are still different.

Bank of China, its online banking has the functions of account inquiry, online payment, overseas account management, bank-enterprise docking, fund remittance, batch entrustment, authorization mode customization, prepayment, directional payment, historical transaction inquiry, payroll payment, agent reimbursement, online payment of customs clearance taxes and fees, and customs declaration in different places.

China Construction Bank, its online banking has the functions of account inquiry, online payment, online payment, transfer, online express delivery, bank securities business, foreign exchange trading, batch business and so on.

ICBC's online banking has the functions of account information inquiry, transfer payment, online payment, agency business, online payment and so on. It provides a dynamic demonstration, which makes people feel very convenient and has the highest security performance. In addition, it is also divided into telephone banking, corporate banking and mobile banking.

China Agricultural Bank, its website function is relatively simple. Its online banking has the functions of account inquiry, account password modification, online temporary loss reporting, transfer, online payment, online payment and so on. Online payment is divided into B2B and B2C.

China Industrial and Commercial Bank (ICBC) has comprehensive functions, because it not only contains the basic functions of the three major banks, but also provides a dynamic demonstration, which makes people feel very convenient and has the highest safety performance. Need to install patches, understand the security key, ICBC also divided into telephone banking, corporate banking, mobile banking!

The functions provided by China Bank's online banking are also good. The functions it provides are mainly aimed at enterprises, such as paying salaries and docking between banks and enterprises.

The functions provided by China Construction Bank's online banking are relatively balanced in terms of individuals and enterprises, unlike China Bank's one-sided approach; Agricultural Bank of China has the least online banking function and only provides some basic functions. Other functions, such as bank-securities transfer, online remittance, online pledge loan, and national debt transaction, have not been provided.

Seeing that the autumn move is coming, the establishment of diplomatic relations between China and agriculture has begun the biggest school move of the year ~ point to open information, a lot of bank recruitment information.