Legal basis: Article 11 of the Measures for the Administration of RMB Bank Settlement Accounts: basic deposit account is a bank settlement account opened by depositors for daily transfer settlement and cash receipt and payment. The following depositors may apply for opening a basic deposit account: (1) An enterprise as a legal person. (2) an unincorporated enterprise. (3) institutions. (4) Decentralizing units at or above the regimental level, armed police forces and arms (detachments) on duty. (5) social organizations. (6) Private non-enterprise organizations. (7) permanent institutions in different places. (8) Foreign institutions in China. (9) Individual industrial and commercial households. (10) Residents' committees, villagers' committees and community committees. (eleven) the independent accounting subsidiary established by the unit. (12) Other organizations.