Electronic medical insurance card is universal in China. After activation, the insured can use the electronic medical insurance card to register in the hospital and pay the fees between clinics. Later, they went to the pharmacy to buy medicine, or they could directly show the QR code of the electronic medical insurance card to pay. When you go out to see a doctor and buy medicine in the future, you only need to bring a mobile phone, so you don't need to bring more cards to avoid losing them.
2, medical insurance account query
After activating the electronic medical insurance card, if you want to query your own medical insurance account, you can query it directly on your mobile phone, and every medical insurance payment detail can be easily queried.
3. Handling medical insurance business
The standard of electronic medical insurance cards in all parts of the country is uniform, even if they can be mutually recognized across regions, so it will be very convenient to handle medical insurance business and be common throughout the country.
4. You can withdraw money by activating the electronic medical insurance card.
Some channels can also receive red envelopes when applying for medical insurance electronic cards. You can pay attention to it and see which channel is more active. But before applying, we must distinguish the authenticity of the channel and avoid being cheated.
The role of medical insurance:
1, the new rural cooperative medical system helps you reduce the medical burden;
2. The farmers are small, the government is big, and they are sick;
3, only pay 30 yuan a year, less than a penny a day, stay in hospital for one year;
4. The new rural cooperative medical system is a popular project, which is taken from the people and used by the people.
Benefits of rural medical insurance:
Before the end of 1 and 20 10, individual farmers can use 20 yuan to receive government subsidies of more than 100 yuan each year. From 20 1 1 year, farmers will receive government subsidies of more than 120 yuan when they pay 30 yuan, which will be used to establish a medical reimbursement fund of more than 150 yuan per farmer per year;
2, participating farmers in designated township hospitals and village clinics can enjoy outpatient reimbursement compensation;
3. Hospitalization expenses can be reimbursed according to regulations, with a maximum compensation of 40,000-50,000 yuan per person per year. In principle, the proportion of hospitalization compensation is about 85% in township hospitals, 65% in secondary hospitals and 50% in tertiary hospitals. The minimum actual hospitalization compensation ratio is increased from 30% to 35%;
4, patients with chronic diseases within the prescribed scope, with the "chronic disease medical certificate" in the designated hospitals at all levels of outpatient medical expenses, can also be reimbursed;
5. Participating pregnant women can get a fixed subsidy of 300-500 yuan for normal delivery. Babies born between the closing dates of two adjacent annual ginseng alloy collection, that is, babies born outside the ginseng alloy collection period, can enjoy the "mother-infant bundled reimbursement policy", that is, babies can directly enjoy the compensation policy of mother participation.
Legal basis: Article 2 of People's Republic of China (PRC) Social Insurance Law.
The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.
Article 26
The basic medical insurance for employees, the new rural cooperative medical system and the basic medical insurance for urban residents shall be implemented in accordance with state regulations.
Article 28
Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.