ICT's new financial management model is expected to yield an annualized income of about 65,438+02.68%.
"Xinhe Tong" is a P2P loan financing model tailored for you by Xinhe Company. Through the recommendation of Xinhe Platform, you can lend your surplus funds to college students, working-class people, micro-enterprises and farmers with good credit but lack of funds to help them realize their ideals such as education and training, home appliance purchase, decoration and part-time entrepreneurship. You have achieved the expected annualized income of 12.68%, and also achieved great social value.
Monthly interest is a brand-new financial management model, and the expected annualized income is as high as 12%.
"Monthly Interest Pass" is a financial management model launched by Xinhe Fortune to recover income on a monthly basis. The principal is selected to continue lending, and the interest is recovered monthly. Expected annualized rate of return 12%.
Quarterly Earnings Expected Annualized Earnings 8% "Quarterly Earnings" is a highly liquid financial management model launched by Xinhe, and the three-month model is expected to have an annualized income of 8%.
Annual income Expected annualized income 1 1% "Annual income" is a highly liquid financial management model introduced by Xinhe, 12 months, and expected annualized income 1 1%.
Two-quarter income is expected to be 9% annualized income. "Two-quarter income" is a high-liquidity financial management model launched by Xinhe, with an expected annualized income of 9% in six months.
Risk control 1, control market risk
Xinhe Fortune's service is advanced and reasonable, and its service features and charging items are clear and transparent, which conforms to the service standards of China and the United States. The service content, borrower's rights and service charges are all transparent and open. No P2P organization explains all the charging details of the loan contract to the borrower as openly and transparently as Xinhe Fortune.
2. Control the loan risk
Xinhe Fortune has domestic leading experience in loan risk management and original risk management software, and has the strength to compete with internationally renowned risk management institutions. Xinhe Fortune has a risk management system that matches all relevant links from risk assessment to credit strategy, quota strategy, post-loan management and collection strategy, which is the concrete application of modern technology in practical business.
3. Control interest rate risk
Xinhe Fortune sets up a risk reserve for investors, and the investor's income is directly linked to the borrower's agreement and does not change with the fluctuation of market interest rate.
4. Control operational risks
Xinhe Fortune has the most perfect visiting system for overseas customers (65,438+000% to customers' families, 65,438+000% to customers' units and 65,438+000% to score credit data). After long-term cooperation with many banks, it has won unanimous praise from banks, and its operating norms meet the operational requirements of bank risk management and bank risk control standards. 5. Control the risk of fraud
Xinhe Fortune has the most advanced anti-fraud strategy system in the world, and its technical core comes from international advanced operating experience, data analysis of tens of millions of domestic borrowers, the most advanced fraud detection model algorithm and national software copyright certificate, which is unique in the industry.
6. Control the liquidation risk
Xinhe Fortune has a complete overdue account collection strategy and sufficient loan risk reserve. Xinhe Fortune has many years of professional overdue accounts collection qualifications, leading the industry in professional service standards and sufficient risk reserves. At the same time, it has sufficient capital reserves, and its liquidity risk solvency meets the most stringent requirements of the New Basel Accord for banks.
Credit cooperative wealth enjoys a good reputation in the industry. As for the prospect, it depends on their reaction to investors and market adaptability.
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