Legal basis: Article 8 of the Measures for the Administration of Credit Guarantee Funds for Small and Medium-sized Enterprises, the new guarantee business volume of guarantee institutions in the eastern region reached more than 3.5 times of the average net assets in that year [i.e. (net assets at the beginning of the year+net assets at the end of the year) /2, the same below], and payout ratio was less than 2%; The new guarantee business volume of guarantee institutions in the central region reached more than 3 times of the average net assets in that year, and that of payout ratio was less than 2%; The new guarantee business volume of guarantee institutions in the western region has reached more than 2.5 times of the average net assets, while that in payout ratio is less than 2%.