Which department supervises the loan company?
There is no specific department, but it generally belongs to the supervision department of banks, because loans require bank loans, and individual loan companies are private and do not belong to them. The competent units of the loan company are: China Banking Regulatory Commission and China People's Bank. In May, 2008, the China Banking Regulatory Commission and the People's Bank of China jointly issued the Guiding Opinions on the Pilot Company, explaining the nature of the company.
What department does Xi 'an Loan Company belong to?
According to relevant information, it is supervised by the CBRC and the People's Bank of China. The Guiding Opinions on Company Pilot jointly issued by China Banking Regulatory Commission and People's Bank of China manages Xi 'an Loan Company and other loan companies, and defines the nature of the company. The company is a limited liability company or a joint stock limited company invested and established by natural persons, enterprise legal persons and other social organizations, and does not absorb public deposits.
Who supervises the loan company?
The supervision of loan companies is mainly undertaken by the Bank of China Insurance Regulatory Commission (CBIRC) and local financial supervision departments. In addition, the People's Bank of China will also supervise the loan companies.
Who supervises this company?
The competent units of microfinance companies are: China Banking Regulatory Commission and China People's Bank. In May 2008, the CBRC and the People's Bank of China jointly issued the Guiding Opinions on the Pilot Project of Small Loan Companies, which clarified the nature of small loan companies. Microfinance companies are limited liability companies or joint stock limited companies established by natural persons, corporate legal persons and other social organizations that do not absorb public deposits and operate microfinance business. Small loan companies are legal persons and bear civil liability for their debts with the property of legal persons. Microfinance companies should implement the national financial policies and conduct business within the limits of laws and regulations in accordance with the principles of self-management, self-financing and self-discipline. Their legitimate business activities are protected by law and are not interfered by any unit or individual.
Legal basis:
Law of the People's Bank of China of the People's Republic of China
Article 28 The People's Bank of China may decide the amount, term, interest rate and method of loans to commercial banks according to the needs of implementing monetary policies, but the loan term shall not exceed one year.
Article 30 The People's Bank of China shall not provide loans to local governments and government departments at all levels, and shall not provide loans to non-bank financial institutions and other units and individuals, unless the State Council decides that the People's Bank of China may provide loans to specific non-bank financial institutions. The People's Bank of China shall not provide guarantee to any unit or individual.
This concludes the introduction of where the loan company belongs and which department the loan company belongs to. I wonder if you have found the information you need?