How to calculate Shenzhen Yuheng Jiacheng Housing Maintenance Fund? What are the conditions for purchasing a house with provident fund loans?

Hello, I'm glad to answer your question about Yu Hengjiacheng community.

Yu Heng Jia Cheng Housing Maintenance Fund mainly has two algorithms; 1. Calculated by the total purchase price of Yu Hengjiacheng: 2% of the total house price; 2. Calculated according to the construction area of Yu Hengjiacheng. When the commercial house in Yuheng Jiacheng is sold, the buyer and Yuheng Jiacheng shall sign the relevant maintenance fund payment agreement. Property buyers should pay the housing maintenance fund to the selling unit according to the ratio of 2-3% of the purchase price of Yu Hengjiacheng.

The conditions for purchasing a house in Hengjiacheng with a provident fund loan include: 1. The borrower must have an account in the city where Hengjiacheng is located; 2, usually income should be stable, good credit, have the ability to repay the loan; 3. There is a legal contract or agreement to purchase self-occupied housing in Hengjiacheng, and there is a prescribed proportion of self-raised funds; 4. The assets specified in the Guarantee Law are mortgaged or pledged to purchase loans from Hengjiacheng; 5. Agree to handle the purchase guarantee or mortgage property insurance; 6. Agree to other conditions stipulated in the housing provident fund management.

The above information is for reference only. I hope I can help you!