1. What is a rural commercial bank?
Rural commercial banks are joint-stock local financial institutions composed of farmers, rural industrial and commercial households, enterprise legal persons and other economic organizations. Rural commercial banks evolved from rural credit cooperatives, but the number of shareholders may become more and more complicated.
It mainly includes handling domestic settlement, agency issuance, agency payment, underwriting national debt, bill discount, and issuing financial bonds.
Second, the outstanding performance of rural commercial banks
1, Wuhan Rural Commercial Bank
Wuhan Rural Commercial Bank Co., Ltd. 20 19 China Top 500 Service Enterprises List was released in Jinan, and Wuhan Rural Commercial Bank Co., Ltd. ranked 326th. Four cases of Wuhan Rural Commercial Bank, such as "Hanyin Tax E Fast Loan", old-age service, new model of rural revitalization financial service, helping enterprises tide over difficulties, and * * *, were successfully selected.
2 Chongqing Rural Commercial Bank
The full name of Chongqing Rural Commercial Bank Co., Ltd. was successfully listed on the H-share main board in Hong Kong on 20 10, becoming the first listed rural commercial bank in China and the first listed bank in the west. 20 19 was successfully listed on the main board of Shanghai Stock Exchange in June, becoming the first A+H listed rural commercial bank in China and the first A+H listed bank in the west.
3. Shanghai Rural Commercial Bank
The full name is Shanghai Rural Commercial Bank Co., Ltd., which is the first provincial-level joint-stock commercial bank reformed and established on the basis of rural credit cooperatives in China. It has nearly 370 outlets and more than 6,000 employees. In the "gyro" evaluation system issued by China Banking Association, it ranks second among domestic rural commercial banks, with S&P's long-term credit rating of "BBB", stable outlook and short-term main credit rating of "A-2". Shanghai Rural Commercial Bank takes inclusive finance as its responsibility to help people live a better life, practices the core values of "honesty, responsibility, innovation and win-win", promotes the core strategy of "customer-centric, inclusive finance and digital transformation", and strives to build a service-oriented bank that creates value for customers.