You should not be allowed to borrow money to buy a car with your company card. It is generally impossible for a company to purchase a car in its own name, because once the corporate entity disappears, the bank will not be able to recover the loan. Of course, small mortgage guarantee companies are another matter.
Can I buy a car with a company card loan?
You should not be allowed to borrow money to buy a car with your company card. It is generally impossible for a company to purchase a car in its own name, because once the corporate entity disappears, the bank will not be able to recover the loan. Of course, small mortgage guarantee companies are another matter.
What materials do I need to prepare to apply for an ABC auto loan?
Cars are getting farther and farther away from the road of luxury goods, which to some extent benefits from the continuous development of society and the rapid economic growth. Many friends have a growing desire to buy a car. It's good to buy a car at full price, but some friends may not be able to spend that much money to buy a car for a while, but don't worry. Applying for a loan can perfectly help you solve the problem of insufficient funds for buying a car. Then let's find out what materials the Agricultural Bank of China needs to provide to apply for a car loan.
First of all, we need to know the automobile consumption loans applied by ABC, mainly including personal automobile loans and personal commercial vehicle loans.
Materials required for applying for automobile consumption loan of Agricultural Bank of China:
(1) If the borrower is married, the ID card and household registration book of the borrower and his spouse shall be provided; If the borrower is unmarried, he/she needs to provide his/her personal ID card and household registration book, as well as a guarantor, and the procedures are the same as those of the borrower.
(2) If the borrower is married, a marriage certificate is required; The borrower is divorced and needs to provide a divorce certificate; If the borrower is unmarried, the borrower needs to provide the unmarried certificate issued by the civil affairs department;
(3) If the borrower is married, it is required to provide proof of income of the borrower and spouse, proof of income of both husband and wife, and affix the official seal of the unit; If the borrower is unmarried, provide proof of his income and affix the official seal of the unit;
(4) The borrower's personal credit record;
(5) If the borrower wants to apply for the public license of auto loan, it needs to provide the ID card of the legal representative of the affiliated company, business license, enterprise code certificate, tax registration certificate, articles of association, financial statements and resolutions of the shareholders' meeting (format standard).
I don't know if you have a general understanding of the information needed for China Agricultural Bank to apply for a car loan after some introduction. A good beginning is half the battle. Preparing the application materials in advance can save the borrower's cost when applying for a loan. At the same time, there will be subtle differences in the information required for loans in different regions. Borrowers can go to the local agricultural bank for relevant consultation before applying for loans.
Which bank in Tucki has a low interest rate on public loans?
Agricultural bank.
If Tucki obtains public loans, the interest rate of Agricultural Bank is the lowest, only about 3%, and other banks are above 3.5%.
The difference between a bus and a private car is: 1. The ownership of cars is different: the ownership of public cars is the company; The ownership of private cars belongs to individuals.
2. The owner is different: the owner of the public car is the company, and the company legal person needs to bear the relevant responsibilities; The owner of a private car is himself and needs to bear the relevant responsibilities.
License plate is a brand hung on the front and back of the car, made of aluminum, iron, plastic or paper. It is engraved with the registration number, registration area or other relevant information of the car, and its function is to know the area where the car belongs through the license plate.