Golden Point -A (Golden Dot Monthly Income): a basic lending investment product generated by the loan demand of high-quality merchants inside and outside the JD.COM system, which can be selected by various individual investors. It has the characteristics of low investment threshold, high expected annualized expected rate of return, flexible expected annualized expected rate of return, flexible realization and capital preservation.
Golden Dot-B: JD.com cooperates with local financial trading centers and guarantee institutions to privately offer equity wealth management products such as creditor's rights for investors with certain qualifications to choose to invest in, which has the characteristics of professional endorsement, stable expected annualized income, realizability and principal and interest guarantee.
JD.COM, is a little gold reliable? The expected annualized expected returns and risks of Jindian wealth management products are as follows:
Website technical support
The platform website adopts various advanced security technologies to protect users' personal information, account information and transaction records stored in accounts, and prevent users' accounts from being accessed, used and information leaked without authorization. The platform has a perfect security monitoring system, which can detect abnormal website access in time and make corresponding security response. For the user's account information, the website will carry out high-intensity encryption to prevent the user's information from leaking. At the same time, we will constantly update and improve the website security strategy to ensure the effectiveness and robustness of the website security strategy.
Rights management and privacy security
We strictly abide by relevant national laws and regulations to protect users' private information. Without your consent, we will not disclose your personal information, account information and transaction information to any third-party company, institution or individual (unless otherwise stipulated by laws and regulations). At the same time, the company also has a strict and perfect authority management system to ensure that every internal employee can only view the data and information within his responsibility and authority.
General comment: The expected annualized interest rate of JD.COM's wealth management is higher than that of bill wealth management and baby wealth management, but there are also risks. On the page of JD.COM Jindian products, the introduction of "principal and interest guarantee" is printed. JD.COM Jindian-Monthly Income launched the guaranteed insurance products of China Life Property Insurance Co., Ltd., and Jindian-Steady Income products were guaranteed by Wuhan Credit Risk Management Co., Ltd. ... COM's financial management is quite reliable.