If the consumer loan cannot be repaid, will the Bank of China auction the house?

Legal analysis: if the court finally decides that you owe the loan, but you don't, it is possible to auction the property. The following measures can be taken without being prosecuted for borrowing money: 1. If you are temporarily unable to repay, you can directly talk to the plaintiff and try to negotiate with the creditors to repay by installments, postpone repayment or reduce debts. If both parties reach an agreement, they can ask the plaintiff to withdraw the lawsuit and actively perform the agreement after withdrawing the lawsuit, otherwise the other party will sue again. 2. If negotiation fails, after being sued, you should actively respond to the lawsuit and strive to achieve the goal of repayment by installments in court. After the judgment comes into effect, you should also actively perform it.

Legal basis: Trial Measures for Auction and Sale of Duty-free Property Article 2 These Measures shall apply to the auction and sale of duty-free property by tax authorities, and the proceeds from the auction and sale shall be used to offset the tax payment and overdue fine. Auction refers to the way that the tax authorities entrust the tax-free property to an auction institution according to law and transfer the specific property to the highest bidder in the form of open bidding. Sale means that the tax authorities entrust commercial enterprises to sell tax-free property on their behalf, order taxpayers to deal with it within a time limit or change the price by the tax authorities. Duty-free property refers to commodities, goods, other property or property rights that are sealed up or detained by tax authorities according to law or should be enforced according to regulations. The person subjected to execution refers to the taxpayer, withholding agent or tax payment guarantor engaged in production and operation and other tax administrative counterparts.