Talk about the understanding of trust (interview problem of trust company) and ask experts for advice.

Trust is the entrustment of credit, and trust business is a legal act based on credit, which generally involves three parties, namely, the trustor of investors' credit, the trustee of the trustee and the beneficiary of others' benefits. Trust business is that the trustor transfers the property rights to the trustee (natural person or legal person) for the benefit of himself or a third person (beneficiary) according to the contract or will, and the trustee occupies, manages and uses the trust property according to the prescribed conditions and scope, and disposes of its income.

The trust industry in China can be traced back to the early 20th century. Contemporary trust industry originated from the reform and opening-up, which has played a positive role in making up for the shortage of traditional single bank credit in China, using idle social funds, introducing foreign capital and expanding investment channels, and has played a positive role in China's economic development. With the development of market economy and the deepening of reform, the huge growth of social wealth, the diversification of property rights system and the acceleration of building a well-off society in an all-round way, it is imperative to entrust others to manage and dispose of their own property. The promulgation of "one law and two regulations" will lay a legal foundation for the healthy development of the trust industry. According to preliminary statistics, from 2002 to the first quarter of 2003, more than 40 kinds of trust products have been launched in the market, and more than 7 billion yuan of trust funds have been absorbed. At the same time, the securities market fund, as a standardized and typical trust product, has been used in people's daily life.