2, the purchase procedures are different: individuals only need to bring their ID cards when buying a car. Companies need organization code certificate and business license to buy a car.
3. Insurance costs are different: personal vehicle compulsory insurance is lower, commercial insurance is higher, enterprise vehicle compulsory insurance is higher, and commercial insurance is much lower.
4. Different impacts on creditors: If the automobile belongs to the property of the company as a legal person, the creditors of the company's external debts may apply for property preservation or enforcement according to law. If the car belongs to personal property, under normal circumstances, the creditors of the company's debts cannot apply for property preservation or enforcement.
Extended data:
Precautions for users to buy a car:
1, users should not leave in a hurry after buying a car, because there are usually many gifts in new cars, but many times the sales staff will not take the initiative to tell the consumers, so at this time, they should take the initiative to ask if there will be a driving recorder, which can be said to be an indispensable object in the car. If not, additional installation is needed, so asking the salesperson when buying a car is likely to save a lot of money.
2. Usually, in addition to sending film and fire extinguishers, car dealers also have places for free maintenance, so at this time, as long as you take the initiative to ask the sales staff, you will generally get five or 10 free maintenance opportunities.
After the user buys a car, the money for refueling is also a very important expense. Now, in order to attract consumers to buy cars, dealers usually help car owners to apply for fuel cards, and they can get better discounts when they refuel. Most car buyers don't know this, so it's a waste. So when buying a car, don't pay in a hurry, you can ask a few more questions.
Baidu encyclopedia-private car
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