Why can't the financial leasing photovoltaic industry do it?

First, the financing ability is weak. Because banks mainly pay attention to the target and guarantee when lending to financial leasing companies, some small-scale financial leasing companies can't get bank loans, so they can only engage in financial leasing business with long payback period with their own funds.

Second, the business homogeneity is serious. Most financial leasing companies are engaged in the financing platform business of banking channels and domestic insurance and foreign loans. However, with the introduction of the reform plan of bank's camp, the spread of RMB abroad fluctuates, and the tax advantages and capital cost advantages of leasing companies as financing platforms are gradually disappearing.

Third, the risk control is insufficient and the ability to resist risks is weak. Some leasing companies with poor risk control ability choose to blindly expand large-scale special equipment leasing business. When the market situation reverses, these companies will face great risks and it is difficult to dispose of these large-scale special equipment.

The integration and differentiation of financial leasing industry is an inevitable trend in the future, but the merger between financial leasing companies will not be the mainstream form, because the poorly managed financial leasing companies lack core products and customer groups, and the financial leasing licenses do not reflect the acquisition value.