Ping An Bank Pocket Mall supports the use of points for deduction. When the points are sufficient, the maximum points can reach 99% of the selling price of the goods (the number of points must be a positive integer).
If installment payment is selected in the Pocket Mall, points will be deducted at the same time of payment, and the preferential amount deducted by points will be evenly distributed in the principal of each installment. You only need to repay each installment according to the bill amount, and you don't need to choose the integral deduction again.