First of all, there is a definition of staging.
That is, staging is a segmented consumer loan specifically for low-income groups such as young people. Because of the emergence of segmentation, there is a process for users to enjoy consumption better. That is, the branch was formally established in 20 14, with its headquarters in Shenzhen, China. In real life, that is, by stages, it is mainly targeted at needy loan personnel in Shenzhen to provide small loans for such personnel. At the same time, it provides consumers with online and offline consumption scenarios. By the end of 2002 120000, there were more than120000 cooperative stores, and its rules were constantly expanding, becoming a famous cash installment shopping APP in China.
Second, there is a phased crackdown on overdue behavior.
1, with high overdue cost.
First, debtors face high overdue costs. The installment business requires the debtor to pay overdue liquidated damages, which is clearly recorded in the loan contract. If the debtor fails to repay the loan within the time limit, it will generate high overdue liquidated damages, and if there are too many overdue liquidated damages in the later repayment, it will bear higher costs.
2, a place of dishonesty, many places have restrictions.
In other words, at one stage, we have started to cooperate with local arbitration institutions to conduct online arbitration, and the arbitration can be issued in half a month at the earliest. Once the arbitration commission makes a judgment of default repayment, even if the debtor does not participate in arbitration, it will be blacklisted by the court, and the debtor's flight, high-speed rail, exit and high consumption of patients will be affected.
3. Online shopping is also difficult.
After 20 15, some credit platforms signed a memorandum of cooperation with the Supreme People's Court on credit punishment for those who have broken their promises, connected to the special line, enjoyed the information of those who have broken their promises, punished those who have broken their promises, and deducted points for those who have broken their promises, which were packaged in the APP.
As of May 20 19, * * * has won 260 cases, of which 25 defendants applied for compulsory execution and 7 defendants were sent to the "credit blacklist" to restrict consumption. It is one of the important methods to sue overdue debtors and protect the legitimate rights and interests of enterprises with legal weapons. In other words, the overdue debts were prosecuted in batches and achieved remarkable results. Most debtors pay their debts according to the judgment of the court.