Not much to say, look at the protection map first:
First of all, in terms of payment period, Zunying Life supports wholesale payment and regular payment, but the maximum payment is only 10 year. It is not very friendly for small partners with insufficient budget. After all, there are quite a few annuity insurances that support 15/20 years in the market. If you want to know more about the skills of choosing the payment period, you can read this article: How to choose the payment period without losing money?
Secondly, as can be seen from the protection map, the protection content of this product is relatively simple, with only three kinds of protection: death, annuity and birthday payment. Compared with some annuity insurance with total disability protection in the market, this life insurance is slightly thin in terms of personal protection. After all, total disability brings no less harm to the family than death.
However, Zunying Life offers three very practical policy benefits. Take the policy loan as an example. If you encounter cash flow difficulties and need a sum of money urgently, you can apply for a loan from the insurance company in writing and get a sum of money to alleviate the urgent need.
Generally speaking, Zunying life annuity insurance is quite satisfactory. However, it is worth mentioning that Zunying Life began to return from the effective date of the fifth policy year, that is, the sixth policy year. This return time is still relatively early, which is more suitable for friends who pursue rapid return.
In fact, there are still many excellent annuity insurance on the market. You may want to compare several companies before making a decision. You can refer to this list compiled by your senior sister: Top Ten Annuity Insurance Rankings? Want to buy high-yield annuity insurance? Don't miss this 10 model again.
Hope to adopt!
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