How much do institutions such as "100 Banks Credit Information", Sesame Credit and Tencent Credit Information have?

On October 4th, 65438/KLOC-0, the People's Bank of China issued an announcement to accept the application for personal credit information service of People's Credit Information Co., Ltd. (to be established). It is understood that "100 Banks' Credit Information" was jointly initiated by China Internet Finance Association and eight individual credit information agencies, among which Jin Mu Association holds 36% of the shares, which was called "Xinlian" after the industry called for it.

According to the announcement of the People's Bank of China, the registered place of "Hundred Banks' Credit Investigation" is Shenzhen, Guangdong Province, and its business place is Tongtai Building, Financial Street, Xicheng District, Beijing. The registered capital of "People's Credit Information" is RMB 1 100 million yuan. According to the list of shareholders, China Internet Finance Association ("Mujin Association") holds 36% of the shares, and Sesame Credit Management Co., Ltd., Tencent Credit Information Co., Ltd., Shenzhen Qianhai Credit Information Center Co., Ltd., Pengyuanzheng Credit Information Co., Ltd., China Credit Information Co., Ltd., Koala Credit Information Co., Ltd., Zhongzhicheng Credit Information Co., Ltd. and Beijing Huadao Credit Information Co., Ltd..

According to the list of directors to be appointed by Baixing Credit Information, Zhu is the chairman and president, 9 directors including Xu, Bo, and 4 supervisors including Mao Zhenhua and Sheng Xitai. At the end of 20 17, Caixin reported that Zhu Airborne Xinlian, then the chairman of Huida Asset Custody Co., Ltd., became the chairman and interim president. Zhu worked in the central bank for many years.

"Judging from the current shareholder composition of Bai Hang Credit Information, it was initiated by the China Internet Finance Association and eight institutions that prepared personal credit information business in the early stage. Each promoter is a market-oriented institution and is not absolutely controlled. This helps it to maintain its independence and make an objective and fair evaluation of the information subject, which meets the basic requirements of personal credit reporting. At the same time, in terms of corporate governance structure, Baixing Credit Information also strictly follows the principle of marketization, holds a general meeting of shareholders, and establishes a board of directors and a board of supervisors. " Zhou, general manager of Xin Kai Company, said.