The margin account is the account of the guarantee company, and the customer's margin is paid to the margin account of the guarantee company. This fund is frozen, the bank can't take it away, the guarantee company can't move it, and the customer can't take it away. Only after the borrower repays in full can the funds be unfrozen.
Margin refers to all kinds of deposits deposited in banks and other financial institutions. The specific use of the deposit should be carried out according to the agreement between the enterprise and the bank.