What are the application conditions for a financial leasing company?

The establishment conditions of financial leasing companies can be divided into financial leasing companies supervised by CBRC, Sino-foreign joint venture financial leasing companies supervised by Ministry of Commerce and domestic pilot financial leasing companies supervised by Ministry of Commerce. The three types of companies have different requirements in terms of registered capital leverage ratio, shareholder conditions, business scope and internal management. Among them, with the approval of CBRC, the financial leasing company has a registered capital of more than 6,543.8 billion yuan, and the total capital of the company shall not be less than 8% of the risk-weighted capital. Shareholders restrict commercial banks, large enterprises and overseas financial leasing companies. With the approval of the Ministry of Commerce, the risk assets of a Sino-foreign joint venture financial leasing company shall not exceed 65,438+00 times of the total net assets, and one of the shareholders shall be a foreign company, enterprise or other economic organization. If the registered capital of a domestic financial leasing company approved by the Ministry of Commerce was established before August 3, 2006, the minimum registered capital of the enterprise should reach 40 million yuan. The minimum registered capital of a domestic leasing enterprise established from September 1 2006 to February 3 1 2003 should reach 1 to 700 million yuan. In terms of management, domestic financial leasing companies also have a sound management system and risk control system, and have corresponding experts in finance, trade, law and accounting. Senior managers should have more than three years' experience in leasing industry, good business performance in the last two years, no violation of rules and regulations, and relevant industry background in financial leasing products. Article 7 of the Measures for the Administration of Financial Leasing Companies To apply for the establishment of a financial leasing company, the following conditions shall be met: (1) There are articles of association that conform to the Company Law of People's Republic of China (PRC) and the provisions of the China Banking Regulatory Commission; (2) Having promoters who meet the prescribed conditions; (3) The registered capital is a one-time paid-in monetary capital with a minimum amount of 654.38 billion yuan or its equivalent in a freely convertible currency; (4) There are directors and senior managers who meet the post qualifications, and the number of employees who have been engaged in finance or financial leasing for more than 3 years is not less than 50% of the total number; (5) An effective corporate governance, internal control and risk management system has been established. (6) It has established an information technology framework that meets the requirements of business operation and supervision, has a necessary, secure and compliant information system to support business operation, and has technologies and measures to ensure the continuous operation of business; (7) Having business premises, safety precautions and other facilities suitable for business operation; (8) Other prudential conditions as prescribed by the CBRC.