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Fu Bao is an independent third-party payment company under Suning Shang Yun. In 20 12, Fu Bao was awarded the "Most Potential Award of China Electronic Payment Industry" by China Payment and Clearing Association and China Financial Certification Center. In Suning.cn.
Registered members, who also have an Yifubao account, can directly recharge the Yifubao account on Suning.cn, and can pay directly with Yifubao when paying. Users can enjoy credit card repayment, water, electricity and coal after activating the Yifubao account.
Payment and other application services.
catalogue
Basic information of 1
2 Main life application services
3 operation
explain
Use steps
4 Real-name authentication and security
Real name verification
Safety instructions
5 recharge and refund
Account recharge method
Refund processing
Basic information of 1
Nanjing Suning Yifubao Network Technology Co., Ltd. is an independent third-party payment company under Suning Shangyun Group Co., Ltd. with a registered capital of 1 100 million yuan. Established on 20 1 1, and obtained the third-party payment business license issued by the People's Bank of China on June 201.
At present, Yifubao has more than 30 million registered members and its annual transaction volume is nearly 20 billion yuan. Established in-depth strategic cooperation with more than 20 prime banks, and online payment covers more than 65,438+000 bank cards nationwide, making it one of the most trusted partners of financial institutions in the field of electronic payment.
2 Main life application services
credit card repayment
Credit card repayment is an online credit card repayment service launched by Yifubao Company. You can use the available balance of the Easy Pay account, fast payment with a savings card or online payment with a savings card.
Banks can easily realize free inter-bank and inter-regional credit card repayment for themselves or others. At present, Yifubao's credit card repayment supports ICBC, China Merchants Bank, China Construction Bank, China Bank and Bank of Communications.
China Bank, China Everbright Bank, Nanjing Bank, Shanghai Pudong Development Bank and China Guangfa Bank. Stay tuned for more banks.
Transfer remittance
Yifubao's transfer and remittance are free, with free SMS notification and fast arrival, covering more than 100 banks.
Prepaid recharge
You can charge your mobile phone in 1- 10 minutes with Yifubao. There is no handling fee, and there will be an irregular discount.
Payment for water, electricity and coal
Yifubao supports balance, fast payment, online banking and other payment methods, and can easily pay at home anytime and anywhere, as well as free SMS reminder service. At present, the payment of water, electricity and coal has covered most first-and second-tier cities, and the number of cities covered is gradually increasing.
insurance financing
Tesco Insurance Channel is a one-stop trading and management platform, providing you with insurance and wealth management products. The types of insurance provided include auto insurance, accident insurance, health insurance, travel insurance, property insurance, and financial insurance such as universal insurance and investment-linked insurance.
Fixed telephone broadband
There is no need to queue up, no handling fee, time saving, convenience and support for major cities in China.
3 operation
explain
1. To use the Easy Pay account, you need to ensure that your account is bound with Suning membership card.
2. After logging in to the mall, you can click "Yifubao Account" in my Tesco to view the account balance and details.
3. If the amount of the PayPal account you use is less than the amount you need to pay, you can also use online banking at the PayPal account recharge place or recharge at the cashier of Suning Store to make up the difference.
4. You can select "Easy Pay Account" on the details page of the order information to pay.
5. You can also apply for a refund of the amount of Yifubao.
6. After the current order is successful, the member card number contains the Efubao amount. If you reapply for a member entity card, the system will automatically transfer the previous Efubao amount and details to the Efubao account of the entity membership card you applied for later.
Use steps
1. Recharge the Yifubao account in my Tesco.
2. Choose the goods you need to buy.
3. Pay in full with Yifubao, and you don't need to choose the payment method. Payment method display: "Your total payable amount is 0 yuan, so you don't need to choose a payment method!"
4. When the E-PayPal account is used to pay the order in full, the generated order has no payment method, and the amount to be paid is also 0, indicating that the order has been paid successfully.
4 Real-name authentication and security
Real name verification
easy
Fu Bao real-name authentication is an identity authentication service provided by Yifubao Network Technology Co., Ltd. Yifubao's real-name authentication verifies both the membership information and the bank account information. After passing the real-name authentication of Yifubao, it is equivalent to having it.
Internet ID card; It can increase the credit of the owner of Yifubao account, and enjoy more rights and interests in terms of free traffic and membership discount after real name. (If the Efubao account has not passed the real-name authentication, you need to change the name.
Or ID number, you can apply for real-name authentication. You can change your name or ID number after you pass the real-name authentication of Yifubao account).
Fast authentication
1. Go to Yifubao page, click Real Name Authentication, and select Quick Authentication.
2. Fill in personal information according to the requirements of the page (please check the option "I want to enable large-sum payment" if "advanced authentication" is required).
3. Complete the certification.
Ordinary real-name authentication
1. Go to Yifubao page, click Real Name Authentication, and select Ordinary Real Name Authentication.
2. Fill in personal information according to the requirements of the page (please check the option "I want to enable large-sum payment" if "advanced authentication" is required).
3. Confirm that the information filled in is correct, and wait for bank payment.
4. Confirm the payment amount and complete the authentication.
Advanced real-name authentication
1, enter Yifubao page, and click Upgrade Certification;
2. Click "Click Upload" to upload the front and back of the ID card and enter the expiration time of the certificate;
3. Click Submit.
Safety instructions
Balance payment reminder
In order to ensure the security of Efubao account, you can set a balance payment reminder in Efubao Security Center, with the amount ranging from 1 to 5000. If the balance payment of Yifubao exceeds your limit, Yifubao will send a short message to your mobile phone to inform you of the transaction details of Yifubao account after your payment is successful, so as to avoid personal operation.
Balance payment verification
In order to ensure the security of the Efubao account, you can set a payment limit in the Efubao Security Center, with an amount between 1 and 5000. If the balance of Yifubao account exceeds the amount you set, a check code will be sent to the mobile phone for verification, and then the payment can be made successfully.
Reserved verification information
Reserved verification information is a simple and effective way to improve your ability to identify fake websites. After setting the retention information, if you
When shopping online, if the website can correctly return the information reserved when you use the balance of Yifubao to pay, it means that the website is a special website of Yifubao and you can pay with confidence. If you can't return correctly, say
Obviously, this website is not a special website of Yifubao, so you need to be careful when paying, so as not to cause your financial loss.
Double protection of security control and payment password
Yifubao password control is a kind of software to improve the security of users' Yifubao accounts and prevent private information such as account passwords from being stolen by Trojans or viruses.
Stolen client programs. Yifubao password control realizes multiple encryption of user key information on the basis of SSL encryption transmission. For the security of online transactions, users use security in the password input box.
Full control, which can effectively prevent Trojan horse programs from intercepting keyboard records.
5 recharge and refund
Account recharge method
1, fast payment by savings card: you don't need to log in to online banking when paying, but you can complete the recharge with the payment password and mobile phone check code of Efubao, providing double protection.
2. Online banking recharge: select a bank in the "eBay account recharge" of "My Tesco" for online banking recharge, and there is no handling fee for online banking recharge.
3. Recharge card: Charge the recharge card (such as National Shenzhouxing Card and Unicom Card) into the account of Yifubao through the recharge channel provided by Yifubao.
Refund processing
1.E-PayPal balance payment refund: We will refund your payment directly to your E-PayPal account for your next shopping.
2. Bank card payment refund: When you pay by courier or online banking, we will refund your payment to the bank card account you used when you paid.
3. If you return the goods with an abnormal amount of Yifubao, and the Yifubao account is locked and cannot be used, you can contact customer service to protect your rights and interests.