Legal basis: Trial Measures for Supervision and Management of Financial Holding Companies Article 45 The People's Bank of China shall, jointly with relevant departments, establish and improve the risk assessment system of financial holding groups, and comprehensively use macro-prudential policies, rating of financial institutions, anti-money laundering and anti-terrorist financing monitoring and other policy tools to assess the management and risk status of financial holding groups. The People's Bank of China can dynamically adjust the regulatory requirements for financial holding companies according to the risk assessment results, and take risk early warning, early correction and risk disposal measures according to different situations.