1. China Construction Bank: The mortgage loan amount of China Construction Bank is related to the applicant's house mortgage. The maximum price of commercial housing can reach 70% of the real estate assessment price, and the loan amount of CCB mortgage loan is generally controlled within 6,543,800 yuan.
2. Industrial and Commercial Bank of China: ICBC's mortgage loan can be borrowed or repaid, with a maximum loan amount of 2 million yuan and a general loan interest rate of 0.60%.
3. Agricultural Bank: The interest rate of housing mortgage loan of Agricultural Bank mostly fluctuates directly between 0.5 and 2 percentage points, and the maximum loan amount is about 3 million yuan.
Where is the mortgage loan of CCB in Jintan District of Changzhou handled?
The mortgage loan of China Construction Bank in Jintan District of Changzhou City is handled at No.587 Jianchang Road, Xi Zhi Town, Jintan District of Changzhou City. I hope this answer can help you.
What is the housing loan interest rate of Changzhou Construction Bank, and how much is it returned every month?
Unsecured and unsecured loans in Changzhou area
Changzhou Yixin unsecured credit loan is convenient and fast, with the loan amount of1-400,000, which is paid by ABC, CCB and BOC. CreditEase, a new channel for financing loans! ! !
Tips: There is no charge before lending. After the loan, the principal and interest will be repaid in equal amount every month. Please find a formal institution for the loan, and don't pay any fees before lending, so as not to be cheated! ! !
CreditEase is a leading personal credit loan consulting service organization in China, headquartered in Beijing, and has quickly established a nationwide service network in many first-and second-tier cities such as Shanghai, Guangzhou, Chengdu, Xi, Wuhan, Suzhou, Hangzhou, Dalian and Shenzhen.
Loan terms: 1. New salary loan 1, China citizen (excluding Hong Kong, Macao and Taiwan), aged 22-60, with stable residence in Changzhou; 2. Working in the current unit or the same position for more than 6 months; 3. Income can be expressed in the form of running water in the bank (the monthly income is more than 2,000 yuan, the monthly income is higher and the loan amount is higher); 4. The bank has a good credit record.
Second, the appropriate loan for the building is1; China citizens (excluding Hong Kong, Macao and Taiwan) aged 22-60; 2. Continuous work or actual operation for 6 months; 3. I have a property in my name (including * * * property rights, or the property is in the name of my spouse), and whether there is a loan for the property. (Property does not need mortgage) 4. This bank has a good credit record.
3. Employment-oriented loan 1, China citizen (excluding Hong Kong, Macao and Taiwan), aged 22-60 years old, with stable residence in the local area 2. Self-employed companies (corporate legal persons, individual industrial and commercial households, 4050 projects, excluding legal institutions and branches) have been registered for one year. 3. Operating income can be expressed as bank running water-running water flowing to public and individual banks. This bank has a good credit record.
When handling the loan, you only need to provide a copy of the certificate, and the loan will be released within 2 working days at the earliest, and the result will be given within 36 natural hours.
Tips: There is no charge before lending. After the loan, the principal and interest will be repaid in equal amount every month. Please find a formal institution for the loan, and don't pay any fees before lending, so as not to be cheated! Contact: Manager Zhou has no guarantee, no guarantee and no guarantee.
Which banks in Changzhou have low loan thresholds?
It is recommended to choose formal channels to handle loans. If you need to apply for a small cash loan, China Merchants Bank launched a lightning loan business. At present, you can apply through the mobile banking app, or you can check whether you are eligible to apply.
1. After the lightning loan is released, the cash will be released to the designated account. Funds can only be used for normal bulk consumption and transfer, and may not be invested or flowed into the stock market or real estate.
2. If you have a savings card of China Merchants Bank, you can log in to the mobile banking and click "My → All → Loan → Lightning Loan" to apply for lightning loan. Your specific quota will be verified according to your business situation in China Merchants Bank, and you can check it after your application is successful.
3. Different types of lightning loans have different quota regulations. Generally, the maximum credit line does not exceed 300,000 yuan, subject to the loan page. If you have obtained the qualification of lightning loan, you can log in to the mobile banking APP of China Merchants Bank or the online banking "lightning loan" module to check your maximum application amount. The minimum amount of a single withdrawal is 1 1,000 yuan, and the maximum amount does not exceed the limit, and it must be an integer multiple of 1 1,000.
4. There are two ways to apply for a loan within the lightning loan limit:
(1)/kloc-lend within 0/5 minutes, and automatically approve within 5- 10 minutes. Lend immediately after approval, and notify the result by SMS.
(2)t 1 day loan. T 1 day will be verified by phone, and the loan will be arranged after confirming the information. If you don't answer after three times of active contact, the application fails and you need to apply again.
Tips: ① If there is no automatic lending within 5- 10 minutes, it is normal to wait for telephone review. The approval progress cannot be directly queried, and the approval result shall prevail.
(2) When the lightning loan is built, there will be inquiry records on the credit information. If you only successfully established the amount and did not withdraw money: there will be no record of the amount in the credit report; Every subsequent withdrawal, there will be a new loan record in the credit information.