How to identify the formal degree of major unsecured small loan companies in Hefei

Now there are many unsecured small loan companies in Hefei market, so it is a compulsory course to identify the formal degree of these lending companies. If you accidentally choose a fraudulent loan company, it is very likely that you will not get the loan, and the fraudulent company is full of clothes. But if you can polish your eyes and distinguish them well, there are still several aspects to pay attention to. We should pay attention to the following situations: 1. Company name: Generally speaking, few companies are directly named as lending companies. If you name it like this directly, you may be a usurer of the underworld. Don't touch such institutions if they don't have a certain background. Generally speaking, loan companies should be lending companies or small loan companies, referring to private financial institutions. Integrate the idle funds of the people in some way, and then lend them to individuals or collectives with practical needs. 2. Formal degree of the company: If you really need a loan urgently, you need to go to the loan company for a field trip. First of all, we should check the company's business license, and then look at whether the company's environment is formal and whether the company's office staff are formal. If the company is poorly decorated at first glance, but it is said to be large in scale when it is introduced, then everyone in such a company must be cautious. 3. Loan conditions: Generally speaking, the loans of loan companies or microfinance companies are not completely unapproved. Even some companies are stricter than banks in auditing lenders. They should look at the borrower's information in detail and judge the repayment ability according to their income ability. Any mortgage company that says it can lend unconditionally must be a liar company. Lenders should not ignore these factors because they are eager to lend. 4. Loan interest rate: There is no doubt that the loan interest rate of loan companies or microfinance companies will definitely be higher than the bank loan interest rate. Anyone who says that the loan interest rate is very low, or that the loan interest rate is not charged, is a fraud company. Last but not least. Any lending company that collects research fees in advance or improperly collects fees for writing materials is undoubtedly a fraud company. Please keep your eyes open and choose a regular loan company.