If you are interested in Xinhua Life Insurance, you can first read this article by Senior Sister:
How about Xinhua Life Insurance? The secrets of the company and products are all in this article!
1. Company background
New china life insurance co Co., Ltd., established in September, 1996, is one of the state-owned listed life insurance companies, a company directly under China Investment Corporation, and a Fortune magazine and Forbes Fortune 500 company.
In 20021year, Xinhua Life Insurance has established a national sales and service network, and * * * set up about 1770 branches. The original insurance premium income exceeded160 billion yuan, and the total assets exceeded one trillion yuan. It has been rated as "A" by Fitch and "A2" by Moody's for many years.
For more tips on how to see whether an insurance company is reliable, Senior Sister arranged in this article:
What should we look at when we look at insurance companies?
2. Solvency
According to the provisions of the China Banking Regulatory Commission on the solvency of insurance companies, a company with a core solvency adequacy ratio of ≥50%, a comprehensive solvency adequacy ratio of ≥ 100% and a comprehensive risk rating of ≥ B is a company with solvency standards as long as the above three requirements are met.
According to the quarterly data of 2022/kloc-0 of Xinhua Life Insurance, the company's core solvency adequacy ratio and comprehensive solvency adequacy ratio are 1 44.19% and 239.67% respectively, and its latest risk rating is Grade A, which has reached the passing line stipulated by the CBRC.
So what should we do if the insurance company we buy insurance products goes bankrupt in the later stage:
The insurance company went bankrupt. What about the insurance I bought?
Hope to adopt
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