Mainland insurance companies are not allowed to go bankrupt. Will Hong Kong insurance companies go bankrupt?
No matter what company, even Apple, Alibaba and Bank of China can go bankrupt in theory, but in fact, different companies have different strength and influence, so the risk of bankruptcy is different. Therefore, there are international organizations that rate the strength of companies and even countries, such as Standard & Poor's, Moody's, Fitch and so on. The higher the rating, the stronger the strength and the less likely it is to go bankrupt. Usually, the ratings of insurance companies in Hong Kong are very high. Look at some pictures.