Is it true that Zheng Da Fast Loan Microfinance Co., Ltd.

This company does, but definitely don't borrow money there. It's dark. In particular, the collection specialist in front of you is rubbish, ignoring the trouble and often asking you to repay in advance. If you don't listen to them or get on well with them, they will call your friends and family dozens of times a day, damaging your reputation. I have borrowed money before, and this is the one I regret most.