The general process of credit reporting to an enterprise or company is as follows: the account manager of the branch writes the report, which is submitted to the president for approval, and the business department of the company (directly written by the branch); Then submit it to the credit department of the branch for re-examination. After being approved by the credit department of the branch, it shall be submitted to the loan review committee of the branch for approval. After the branch's loan review committee approves it, it will have a credit line.
But beyond the authority of the branch, it should be reported to the higher authorities, such as the regional examination and approval authority or the head office examination and approval authority.
Second, the difference between credit loans? What are the credit processes?
Hello, as the name implies: credit is a credit line based on the comprehensive evaluation indicators of enterprises and individuals. Loans are financing funds issued by banks to eligible borrowers or enterprises within the credit line. The two are related, but the concepts are different. I hope I can help you.
3. What's the difference between credit loans? What is the credit process?
Hello, as the name implies: credit is a credit line based on the comprehensive evaluation indicators of enterprises and individuals. Loans are financing funds issued by banks to eligible borrowers or enterprises within the credit line. The two are related, but the concepts are different. I hope I can help you.
4. What's the difference between credit loans? What is the credit process?
Hello, as the name implies: credit is a credit line based on the comprehensive evaluation indicators of enterprises and individuals. Financing funds issued by the borrower or loan enterprise within the credit line. Both.