It was found through trial that from the end of 20 12 to the end of 20 13, the defendants, * * Li (handled separately), Ceng Yi (handled separately), Mao Mou2 (handled separately), Zou Zhongyu (at large) and Xie Mou2 defrauded Liangshan Commercial Bank (hereinafter referred to as State Commercial Bank) for loans;
After colluding with Sichuan Xinrong Financing Guarantee Co., Ltd. (hereinafter referred to as Xinrong Guarantee Company), Mianyang Xingyang Financing Guarantee Co., Ltd. (hereinafter referred to as Xingyang Guarantee Company), Xichang Huiyuan Financing Guarantee Co., Ltd. (hereinafter referred to as Huiyuan Guarantee Company), bank staff Mao and others, they forged relevant loan information and defrauded the National Commercial Bank 9300.
Extended data
A ruling by an insider of the bank
According to criminal judgment, according to Mao's resume, Mao Mou2 joined the State Commercial Bank in May 2008, and successively served as President of Xichang Branch of the State Commercial Bank, Director of Small Business Credit Center of the State Commercial Bank, and Head of Risk Management Department of the State Commercial Bank, and was removed from the post of Head of Risk Management Department in May 2065438+2007.
Mao's testimony: I helped * * Li to handle the loan in the National Commercial Bank, which was not made by * * Li himself. The loan information was basically forged, and the loan was not used according to the purpose of the loan information. * * As long as there is a loan guaranteed by a guarantee company in the Small Business Credit Center of the State Commercial Bank, there is no problem. * * Interest loans are all agreed with me in advance. If I have no objection, * * will go to the loan subject, forge the loan information and submit it to the bank account manager, who will report it step by step according to the process. After I preside over the loan review meeting, I will lend * * interest.
2065438+On April 23, 2003, the loan principal was 4.9 million yuan, and the registered loan was for fictitious purposes. After forging all the loan information, Zhu Hao borrowed 4.9 million yuan from the Small Business Credit Center of the State Commercial Bank through Xingyang Guarantee Company.
The Intermediate People's Court of Liangshan Prefecture held that the defendant Zhu Haohuo and others, for the purpose of illegal possession, forged false reasons for loans and used false economic contracts and supporting documents to defraud bank loans, which constituted the crime of loan fraud, and the amount was extremely huge.
The court of first instance convicted the defendant Zhu Hao of loan fraud, sentenced him to 10 years' imprisonment and fined him 300,000 yuan. Combined with the punishment of former criminals for the crime of credit card fraud, it was decided to execute fixed-term imprisonment of 1 1 year and impose a fine of RMB 320,000. The defendant Zhu Hao was ordered to make restitution to Liangshan Commercial Bank12,246,800 yuan (after deducting the returned principal of 53,200 yuan) and the loan amount defrauded by others.
National Business Daily-Another Big Case! Commercial banks were defrauded of loans of 93 million 15 times.