A friend knows about the micro-loan network business, but just because he needs funds, he goes to the micro-loan network to handle the business. He said to sign the interest first and pay it back in three months. Later, he inexplicably signed me an equal principal and interest for one year. Later, when I repaid the money, I said I had to pay more than 6,000 yuan, but I actually borrowed 60,000 yuan. Also deducted 2000 yuan by increasing the loan amount. Later, I called the headquarters and said that the contract was signed wrong for him. As a result, the customer service at headquarters said to find a local company, and the person in charge of the local company said to pay back the money. How can I pay back the money in a hurry? Isn't this a routine? Later, I took my friend's money to pick up the car and borrowed it from a new regular bank. Micro-loan network is a pit!
Let's talk about a black inside story about a micro-loan network that doesn't mortgage cars. To put it bluntly, it is the same reason to borrow money from you to buy a car. Another friend personally experienced this kind of loan fraud, and the total cost was reduced to one point and eight points. When you do it, you begin to evaluate the car. If the car is worth100000, he will tell you that it is worth 80000, lend you 70% of the loan, and then go to the vehicle management office to go through the mortgage formalities. To put it bluntly, the car is no longer mortgaged by you, you sign it, and then all the signed documents are one copy. There is no suitable copy for you, and it is tricky not to look at some details carefully. One-eighth is the interest allowed by law, and then I will tell you that the vehicle evaluation fee is 2000, which is actually their own money. This is a great source of funds for the staff, and you will be deducted from the insurance premium of 1000. If the vehicle violates the regulations, you will be deducted 500 yuan, saying that it is a return.
When you want to pay in advance to save some interest, there will be a penalty for paying in advance, which is not necessarily the amount. Anyway, you have a reason to spend more money. Finally, you have to work out that the interest will be around three points. This is a typical usury, which is why loans are so popular in China. If you pay100000, you will earn 30000 a year. What business has such net income?
A country has reached the point where usury is rampant in the economic market. Will there be a real economy?