Is Jingdong Finance formal and legal?

Formal and legal. Jingdong Finance is a legally licensed financial institution and a personal financial business brand under JD.COM Science and Technology Group. According to Ai Qicha, Jingdong Financial Group, which operated independently from June 20 13 to June 20438+00, is a technology company serving financial institutions. Beijing JD.COM Sanbai 60-degree E-commerce Co., Ltd., a subsidiary of JD.COM Group, is the largest self-operated e-commerce enterprise in China. It is a formal and legal company supervised by the Market Supervision Administration of Beijing Economic and Technological Development Zone, so its Jingdong Finance is also formal and legal.