65438+ 10/day, the first medical internet finance summit forum was held in Shanghai. Medical Credit Financial Information Service (Shanghai) Co., Ltd. (hereinafter referred to as "Medical Credit Finance") announced in Shanghai that its medical credit financing platform for financing and wealth management business in the medical industry was officially launched, which is also the first P2P platform in the medical industry in China.
In the past 20 13, internet finance and medical reform have become two hot topics in society. On the one hand, P2P (Peer-to-Peer Lending), third-party payment, insurance, fund management, e-commerce financing and other different areas of investment and model innovation emerge one after another. On the other hand, the State Council issued "Several Opinions on Promoting the Development of Health Service Industry", which mentioned that the total scale of China's health service industry should reach more than 8 trillion yuan in 2020, and medical undertakings should be vigorously developed. Enterprises, charities, foundations and commercial insurance institutions should be encouraged to invest in medical services in various forms, such as capital construction, participation in restructuring, trusteeship and public-private partnership.
Shen, founder and CEO of medical loan finance, said that the investment threshold of "medical loan" is low, with the lowest investable 100 yuan. The operation mode is that the platform first looks for medical industry projects that need funds, and then investors invest in the projects. The interest payable by the borrower shall not exceed 4 times of the bank loan interest rate at that time, and the annualized rate of return of the investor shall be set at 65,438+00%. It can make medical practitioners with credit get financing quickly, and also open up a new safe financial management channel for medical practitioners and other people with financial needs.
Shen also said that in order to ensure the safety of funds, "medical loan" entrusted the settlement of funds to a third-party payment company to reassure investors. He predicted that in 20 14 years, the transaction volume of medical loans is expected to exceed 200 million yuan, and two years later, that is, in 20 16 years, the transaction volume of medical loans is expected to reach1500 million yuan.