Micro-insurance is suitable for those who are in a poor economic situation and want to get some basic risk protection, but don't want to spend too much money. For example, migrant workers, students, entrepreneurs, freelancers who pursue freedom, and some families who are experiencing difficulties.
The main advantages of micro-insurance are low premium, convenient purchase and wide risk coverage. For people who buy micro-insurance, it should be noted that they should fully understand their own needs and coverage, as well as the details of insurance clauses and insurance responsibilities. At the same time, we should choose a regular insurance company to avoid being cheated by bad insurance companies.