The solvency of an insurance company is simply the ability of an insurance company to repay its debts. Insufficient solvency of insurance companies will directly affect the interests of the insured or the insured. According to the relevant regulations of China Banking and Insurance Regulatory Commission, the core solvency of an insurance company shall not be less than 50%, and it must reach the level of Grade B or above to be qualified. Therefore, when buying insurance, the insured should not only know the products, but also know the insurance companies.