Take a 30-year-old male who pays 10000 yuan and 10 year as an example, the annual cash value of the insured amount before the age of 60. Year 1: 1 ten thousand times (1 plus 3%) minus 1 ten thousand = 90300. Second year: 90,300 times (65,438+0 plus 3%) minus 65,438+0,000 = 8,654,38+0,600. Year 3: 86,5438+06,000 times (65,438+0 plus 3%) minus 65,438+0,000 = 73,000.
The effective insurance amount of Pacific Long Companion Prosperity Edition whole life insurance is determined to increase by 3.0% every year for life, providing lifelong protection for customers.