How do life insurance companies make money?

Life insurance mainly relies on investment to make profits. For example, first, the agreed deposits of banks are 3-5 times that of ordinary people. According to the regulations of the central bank, individual deposits are 30 million and enterprise deposits are 50 million, and the deposit interest rate can be negotiated with the bank. Secondly, the national debt purchased by insurance companies is several times that purchased by ordinary people. The national debt of ordinary people is obtained directly from the central bank, and the national debt of ordinary people goes from the central bank to the headquarters of various banks, to the provincial branches of various banks, and finally to the savings office. There is a little charge for each link, so there is not much left for ordinary people! Third, financial dismantling, borrowing from other financial institutions, the interest rate is generally very good. Fourth, stock institutions cannot invest in this, and the amount cannot exceed 5%. Fifth, the investment risk of funds and institutions is small, and the amount cannot exceed 15%. Sixth, the national large-scale infrastructure construction projects invested by Xinhua Life Insurance include: Three Gorges Project, Bohai Bay Project, South-to-North Water Transfer Project and many other large-scale projects. Seventh,