The bank? Indonesia is the Bank of Indonesia, which means "Central Bank of Indonesia" in Malay. The monetary unit in Indonesia is the rupee, or the guilder.
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The People's Bank of Indonesia (BRI) is one of the major state-owned commercial banks in Indonesia. It was founded in 1895 and has a history of more than 100 years. BRI's business is mainly divided into three parts: commercial finance; Microfinance finance; Corporate and international finance. BRI's village banks are set up in towns and villages with high autonomy, and village bank managers have the right to decide loans.
Village banks send workstations to natural villages, which are responsible for absorbing savings and recovering loans, but do not issue loans. The core business of BRI rural banking system is microfinance, which operates according to the principle of commercialization, and its employee incentive plan is based on profit rather than the increase of loan households.
BRI's deposit and loan products are all around customers' needs, and its remarkable characteristics are simple, easy to operate, standardized in management and highly transparent in business operation.
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