20 13 in the past few years, global private equity and internet finance related fields have continued to be hot. In May alone, Twitter announced the acquisition of big data startup Lucky Sort；; IDG announced two investments related to virtual currency; Microsoft plans to invest $654.38+0 billion to acquire the digital assets of Nook Media.
On July 20 14, a domestic P2P company completed the C round of financing, and the accumulated financing amount in three years exceeded 600 million yuan. The main investor of Series C financing is Lanting Investment, a subsidiary of Singapore sovereign investment company Temasek. In addition, in the first two rounds, investors such as Guangsu Anzhen China Fund, Sequoia Capital and Peng Kaihua Win China Fund all joined in investing in micro-finance, namely WeChat Finance, which is a new financial model that appeared around 20 12. That is, with the help of typical social media platforms such as WeChat, we can provide users with a relatively small-scale financial behavior environment such as wealth management, investment and loans. Generally refers to the financial services provided for small and medium-sized enterprises, entrepreneurs, individual industrial and commercial households and small investors. A few days ago, a third-party platform released the ranking of WeChat financial platform. Taking "lightning loan" as an example, the third quarter financial report of 20 15 shows that the transaction volume of its lightning loan platform in July, August and September was 654.38+95 million, 228 million and 267 million, respectively, with extremely rapid growth.
With the continuous expansion of microfinance information service system, the concept of microfinance information service is also expanding. Now, its most accurate definition is: the activities of small-sum, short-term and sustainable micro-credit products and services specially provided to small and micro enterprises and low-and middle-income classes. "
Microfinance information service has two characteristics: first, it takes small and medium-sized enterprises and poor or low-income groups as specific target customers; Second, due to the particularity of customers, there will be financial products and services suitable for such specific target customers. With the huge offline POS acquiring market, more and more third-party payment companies are expanding the offline acquiring market, and future offline payment will have an important impact on the entire integrated payment market.