Is Haier's consumer finance loan formal?

Ordinary.

Official website's inquiry shows that Haier Consumer Finance has been legally registered in Qingdao Municipal Market Supervision Administration with a registered capital of 654.38+0.5 trillion yuan, and its business license is in operation, so it is normal.

Haier Consumer Finance is a national consumer finance company approved by the Bank of China Insurance Regulatory Commission and has a formal and legal financial license. The minimum daily interest rate of its loan products is 0.03%, which is in line with the national interest rate standard. And it has been connected to the central bank's credit information system, and the user's loan and repayment records will be displayed on the personal credit information report.