1. The main business scope of financial leasing companies includes the following contents:
(1) financial leasing business;
(2) Absorbing shareholders' time deposits of more than 65,438+0 years;
(3) Accepting the lease deposit from the lessee;
(4) Transfer the rent receivable to a commercial bank;
(5) Issuing financial bonds upon approval.
(6) Inter-bank lending.
(7) Borrowing from financial institutions;
(8) Overseas foreign exchange loans;
(nine) the sale and disposal of the residual value of the leased property;
(10) Economic consultation, etc.
2. Legal basis: Article 735th of the Civil Code of People's Republic of China (PRC).
A financial lease contract is a contract in which the lessor purchases the lease item from the seller according to the lessee's choice of the seller and the lease item, provides it to the lessee for use, and the lessee pays the rent.
Article 736 The contents of a financial lease contract generally include the name, quantity, specifications, technical performance, inspection method, lease term, rent composition, payment term, method and currency of the lease item, and the ownership of the lease item at the expiration of the lease term.
The financial lease contract shall be in written form.
2. What are the ways of financial leasing?
1, direct lease. It is the most common, simplest and main form of financial leasing;
2. Refinancing lease. The lessor leases the equipment from another financial leasing company and then sublets it to the lessee for use;
3. Lease back the financial lease after sale. Equipment users first sell their own equipment to the financial leasing company, and then the leasing company rents the equipment to the original equipment users.