Does Xiamen International Trust Co., Ltd. have a grace period?

No. Xiamen International Trust Co., Ltd. has no grace period, which is the time for banks to delay repayment for credit card borrowers. From the day after the repayment date, the repayment within the grace period is regarded as normal repayment and will not be regarded as overdue by the borrower. However, there is no grace period for the loan products provided by Xiamen International Trust Co., Ltd., and failure to repay one day after the repayment date is considered overdue. Xiamen International Trust Co., Ltd. is a state-owned non-bank financial institution established with the approval of China Banking Regulatory Commission, with legal personality and registered capital of1600 million yuan.