1. Definition of credit company
2. Legal person conditions
3. Financial situation
4. Conditions of business premises
5. Equipment conditions
6. Quality management system conditions
7. Conclusion
Registration conditions of credit information company
Credit information company refers to an enterprise engaged in credit information business, and refers to an enterprise whose main business scope is to obtain, organize, sort out, analyze and provide personal and institutional credit information. Its main business includes personal credit report, enterprise credit report, enterprise and individual business situation analysis, credit rating and so on.
The registration of a credit investigation company needs to meet certain conditions, mainly including legal person conditions, capital conditions, business premises conditions, equipment conditions, quality management system conditions and so on.
I. Conditions of legal person
1. Credit investigation companies must have independent legal person status and corresponding business qualifications.
2. A credit company shall have a good credit status, strong financial strength and good management ability.
3. The legal registered capital of the credit investigation company is not less than 5 million yuan.
Second, the financial situation
1. The registered capital of a credit investigation company must consist of paid-in capital and monetary funds, of which the paid-in capital is not less than 5 million yuan and the monetary funds are not less than 1 10,000 yuan.
2. The monetary funds of the credit investigation company shall be deposited in the bank and may not be used for other purposes.
Three. Conditions of business premises
1. The business premises of a credit investigation company shall be formal business premises with complete equipment, good environment, safety and reliability, and meet the requirements of relevant national laws, regulations and rules.
2. The business premises of a credit investigation company shall have strong information security protection capabilities to ensure the information security of customers.
Fourth, the equipment conditions
1. Credit investigation companies should be equipped with computers and other equipment sufficient to meet business needs, and establish an effective network security system.
2. Credit investigation companies shall be equipped with computers and other equipment sufficient to meet business needs, and establish an effective network security system.
Five, the quality management system conditions
1. A credit investigation company shall establish and improve a quality management system and implement effective quality management measures to ensure the quality of credit investigation services.
2, credit companies should establish and improve the confidentiality system, to protect customer information security.
3. Credit companies should establish and improve an effective quality control system to ensure the quality of credit business.
The conditions for registration of a credit investigation company mainly include legal person conditions, capital conditions, business premises conditions, equipment conditions and quality management system conditions. These conditions are of great significance to the registration of credit reporting companies. Only when these conditions are met can the credit investigation company be formally registered and carry out credit investigation services.