Legal analysis: the leasing company's compulsory insurance is incomplete. In case of an accident, you can go to the leasing company, contact the insurance company and talk about the insurance issues involved. If compensation is involved, it is after the responsibility for traffic accidents is determined. It depends on what the contract said when you rented it. If it is all risks, the insurance company will bear all of it. Generally, car rental companies will buy enough insurance for their cars, as long as it does not involve deductible items, such as unqualified drivers.
Legal basis: Article 90 of the Law of the People's Republic of China on Road Traffic Safety, if a motor vehicle driver violates the provisions of laws and regulations on road traffic safety, he shall be given a warning or fined from 20 yuan to 200 yuan. If there are other provisions in this law, it shall be punished in accordance with its provisions.