Lack of money is normal in Zhengzhou. At this time, going to some loan companies can alleviate the urgent need, but many people don't know much about it. So, which companies does Zhengzhou Loan Company have? Let's introduce it.
1, Zhengzhou Wanfu Co., Ltd
Zhengzhou Wanfu Co., Ltd. is one of the better loan companies in Zhengzhou. Located at No.3 Future Road, Jinshui District, Zhengzhou City. It is a professional financial company approved by the Henan Provincial Department of Industry and Information Technology, with a registered capital of 100 million yuan. It is a relatively large loan company in Zhengzhou.
2. Zhengzhou Bangxin Co., Ltd
Zhengzhou Bangxin Co., Ltd. is a local loan company in Zhengzhou. Its personal credit line is 65,438+00,000-300,000, with a term of less than three years. Can be handled with my ID card, household registration book and other legal and valid documents. Commercial loans amount to 6,543,800+10,000-500,000, with a term of less than five years. When applying, you must hold your valid certificate, business license of enterprise as a legal person, tax registration certificate, organization code certificate, etc. On-site lending, face-to-face signing, quick payment, and the next payment on the day of accepting the application.
3. Zhengzhou Zhengdong New District Fenghe Co., Ltd..
Zhengzhou Zhengdong New District Fenghe Co., Ltd. is a professional company invested by state-owned enterprise legal persons and three powerful enterprise legal persons and natural persons in Henan Province and approved by the Henan Provincial Department of Industry and Information Technology according to law. Mainly engaged in small and micro enterprises, self-employed production, services and other needs to apply for loans, as well as agricultural loan enterprises and farmers planting, breeding, processing and other needs to apply for loans, as well as individuals with fixed jobs or enterprises with good credit and other legitimate needs of convenient loans.
4. Zhengzhou Jinshui Cheng Bang Co., Ltd.
Zhengzhou Jinshui Cheng Bang Co., Ltd. mainly deals in various projects and provides consulting services for the development, management and financing of small and medium-sized enterprises. It is also a well-known loan company in Zhengzhou, and its loan business in Zhengzhou is relatively extensive.
Through introduction, everyone knows which companies Zhengzhou Loan Company has. In fact, in addition to these loan companies, Zhengzhou citizens can also choose some microfinance institutions to make loans, which is also very convenient and fast, and the next payment speed is also very fast. exist
There are loan products in the store, which can quickly match the right loan products. The threshold is low and the loan is fast. You deserve it.
What formal loan companies are there online?
10 Official online loan approved by the state:
1, Immediate Finance: Formal licensed consumer finance, supervised by CBRC.
2. BOC consumer finance: formal consumer finance with banking background, with low interest on loan products and certain competitive advantages.
3. Loan: The loan in Alipay is a credit loan product under Ant Financial, and the interest of the product is based on the credit of the lender. Qualification adjustment, the minimum daily interest rate is 0.0 15%.
4. Baidu has money to spend: the daily interest rate of Baidu credit loan products is 0.05%.
5, 360 IOUs: Qihoo 360' s loan product, with an interest rate of 0.027%, belongs to a low-interest online lending platform.
6. Zhaolian Finance: The daily interest rate of good-term loans under Zhaolian Finance is between 0.029% and 0.05%.
If there is demand, I recommend that you spend money. Qianhua is a credit service brand owned by Du Xiaoman Finance (formerly known as Baidu Qianhua, renamed as "Qianhua" on June 20 18). The brand is trustworthy and the interest rate is low. The money is spent-full of easy loans, the maximum loan amount is 200 thousand, and the daily interest rate is as low as 0.02%
I know many small loan companies. Generally speaking, Baidu has the highest pass rate. The credit line is the highest. Nothing gave me a credit line of 9.5W My colleague directly approved a credit line of 18W.
Xiaoman-Rich Flowers (the second batch) Click online measurement.
Special attention: withdraw cash in full as soon as possible after the quota is issued, because risk control is dynamic.
It's best to put forward all the suggestions on demand. The risk control system will mistakenly think that you don't need this fund, which will lead to the failure of withdrawal. At least 60% is safer. Support early settlement of repayment after the first installment.
If the money spent is not enough or there is no limit, it is recommended to try the following two platforms, which are also relatively formal licensed financial institutions! The audit is relatively less strict!
360 IOUs, with a maximum loan of 200,000!
Click online measurement
Staging music can be borrowed up to 50 thousand!
Click online measurement
What are the offline loan companies?
Hello, there are many offline loan companies, such as:
1. China Industrial and Commercial Bank: provides various loan services, including housing loans, auto loans and consumer loans.
2. Agricultural Bank: Provide various loan services, including housing loans, car loans and consumer loans.
3. Bank of China: Provide various loan services, including housing loans, car loans and consumer loans.
4. Construction Bank: Provide various loan services, including housing loans, car loans and consumer loans.
5. Bank of Communications: Provide various loan services, including housing loans, car loans and consumer loans.
6. CITIC Bank: Provide various loan services, including housing loans, car loans and consumer loans.
7. China Everbright Bank: provides various loan services, including housing loans, car loans and consumer loans.
8. Minsheng Bank: Provide various loan services, including housing loans, car loans and consumer loans.
9. Ping An Bank: Provide various loan services, including housing loans, car loans and consumer loans.
10. China Merchants Bank: provides various loan services, including housing loans, auto loans and consumer loans.
What are the private loan companies?
Point melting. Com, Paipai Loan, Ping An Hewlett-Packard, Zhongan Xinye, etc.
1. Com: Personal loans mainly include double gold loans, nouveau riche loans, homeowners' loans, life insurance loans and personal mortgages. Provide loans to borrowers with different occupations and uses, with a maximum amount of 200,000, and lend within a few days.
2. Auction loan: The first loan amount is between 1000- 10000 yuan. Need to provide personal basic information, ID card and other pictures. The maximum amount of individuals is 200,000, and the maximum amount of enterprises is 6,543.8+0,000.
3. Ping An Hewlett-Packard: There are many products, including I loan, oxygen loan, life insurance loan, owner loan, owner loan, excellent mortgage, salary loan, home e loan and so on. Suitable for users seeking formal and reliable lending institutions.
4. Zhongan Xinye: Suitable for commercial companies, office workers, mortgages, personal credit loans, etc. The term is at least 6 months, and the loan is the fastest on the same day, which can meet most of the capital needs.
How to determine a formal private loan company?
First check the naming process.
It can be judged by the name of the lending institution. The name of a lending institution is generally composed of "county-level administrative divisions and industrial organization forms". Only with the policy permission of the People's Bank of China and China Banking Regulatory Commission and the approval of the Financial Work Office of the Provincial People's Government can the word ""be legally used. When handling loan business, you can observe the name hanging in a prominent position on the business license to distinguish it.
In addition, in addition to the business license and other procedures that general enterprises need to handle, lending institutions should also have the "Approval Letter for Opening Business" issued by the Provincial Finance Office.
Secondly, look at the loan interest rate charges.
Another criterion is the loan interest rate of the lending institution. The upper limit of interest rate is liberalized, but it cannot exceed the upper limit stipulated by the judiciary (four times the benchmark interest rate of the bank in the same period); The lower limit is 0.9 times of the benchmark loan interest rate announced by the People's Bank of China.
In addition, although the names of scammers are ever-changing, more than 90% of loan scams are "advance expenses". Be careful to charge fees in advance, such as interest margin, and the formal loan process will not let borrowers pay in advance.
Finally, look at contact information.
Caution is the key to preventing fraud. Generally, the websites of informal organizations or the information published by them only provide contact information such as mobile phone numbers (mobile phone numbers are likely to be non-local numbers) and QQ numbers, and rarely provide local fixed telephones. Moreover, informal institutions generally do not disclose their specific contact addresses. If the loan applicant asks for on-site consultation, informal institutions will fabricate various reasons to refuse the applicant's on-site consultation. Regular lending institutions generally provide local fixed telephone numbers, specific office addresses and other contact information, and take a very welcome attitude towards home visits of loan applicants.
The introduction of companies that handle all kinds of loans ends here.