If you buy a house in the name of the company, the ownership of the house belongs to the company, and the employees of the company only have the right to use it. And buying a house in the name of an individual, then the ownership of property rights belongs to the buyer, and the buyer owns the house.
2, the transfer deed tax is different.
When buying a house in the name of the company, the user needs to pay 3% of the purchase cost as the transfer tax when handling the transfer formalities. When buying a house in the name of an individual, only 1% of the purchase price should be paid as deed tax when the apartment area is less than 90 square meters, and only 1.5% of the purchase price should be paid when the apartment area is more than 90 square meters and less than 144.
3. Individual income tax has different calculation methods.
Buying a house in the name of a company can directly deduct the paid property tax when calculating personal income tax, while buying a house in the name of an individual needs to be paid separately when calculating personal income tax.
4. Different restrictions
Buying a house in the name of a company is not limited by the number of sets. The company can decide how many sets to buy according to the actual situation. Buying a house in the name of an individual will limit the number of sets according to the regulations. As a foreign household registration buyer, you need to provide proof of participating in social security or paying a tax locally, otherwise you can't buy a house.
Matters needing attention in buying a house by the company
1. Companies are divided into companies registered in China and companies registered abroad. The former company is not restricted in the type and quantity of house purchase, while the latter company cannot buy houses. If you have an office, you can buy a non-residential house in the name of the office.
2. The company can't buy a house with a commercial loan, and can only apply for a mortgage with the certificate after the real estate license is issued. The service life and interest rate are different from commercial loans.
3. The large tax paid by the company to buy a house is deed tax, 3%, and other handling fees are not high.
4. If the company's property right house wants to be changed into a personal name, it must be sold and registered from the trading center.
5. The house of company property rights can be transferred by means of equity transfer, without going through the trading center, but this is only the change of equity and actual controller. The most suitable situation for this kind of transaction is that there are no other properties and assets under the company name, otherwise it is unrealistic.